HSAs help you manage healthcare costs today and beyond
If you have a High Deductible Health Plan, a Mount Vernon Bank & Trust Company Health Savings Account is a way to help you manage costs. You can use HSA funds to pay healthcare bills as they come, or save for needs down the road. HSA funds never expire, so you can build up the balance.
Mount Vernon Bank & Trust HSA rates
| Balance to receive APY* | |
|---|---|
| 2.50% APY | $25,000.00 OR MORE |
| 2.00% APY | $10,000.00 TO $24,999.99 |
| 1.00% APY | $0.01 TO $9,999.99 |
HSA Contribution Limits
| 2025 | 2026 | |
|---|---|---|
| INDIVIDUAL | $4,300 | $4,400 |
| FAMILY | $8,550 | $8,750 |
| CATCH-UP (55 OR OLDER) | $1,000 | $1,000 |
